PG Collection (Scale UPI)

PG Collections is a Payment Collection product with multiple banks and payment aggregators in the backend enabling Bulkpe Users to scale their payment collection.

Flow

API Flow

1. Create a static or dynamic VPA - please refer to Static VPA Creation and Dynamic VPA Creation. 
2. Use the UPI string in your app to collect payment from the end-user.
3. Receive a callback with the status of the UPI Collection - refer to callback setup and sample from here.
4. If you like to retrieve/query/list the statuses of a payment collection, you can use Query API - Please refer to Query Transaction API from here.
5. Get the collected monies settled to your company bank account.

Please feel free to write us at [email protected] for any queries. 

Edge Case Handling

Q: Can there be multiple entries in this API response for the same reference_id?

A: Yes, for a given reference_id (the ID you used to create the payment request), there can be multiple entries. These entries could represent multiple successful, failed, or pending transactions. To handle this, always use the transaction_id, which is unique for each payment entry, to track individual transactions accurately.

Q: Is it possible for two payment attempts to be successful for a single reference_id?

A: Yes, two successful payments are possible but only up to the amount specified in the payment request. The system will accept payments only up to the requested amount. Any amount exceeding this limit will not be allowed, preventing overpayment by the user.