CRIF Credit Report

{ "reference": "Test17836723", //unique value "firstName": "Richard", "lastName": "Hendricks", "phone": "8888999988", //mandatory param "email": "[email protected]", //can be placeholder email address "dob": "25/03/2000", "pan": "HHUTS6234L", //optional "aadhaar": "12867482488246", //optional "toMail": true // true triggers an email to credit holder //optional }

{ "status": true, "statusCode": 200, "data": { "B2C-REPORT": { "HEADER": { "DATE-OF-REQUEST": "XX-XX-XXXX", "PREPARED-FOR": " ", "PREPARED-FOR-ID": "NBF0004593", "DATE-OF-ISSUE": "XX-XX-XXXX", "REPORT-ID": "CCR240330CR272875765", "BATCH-ID": "2817067723240330", "STATUS": "SUCCESS" }, "REQUEST": { "NAME": "aXXXXX sXXXXXXXX", "DOB": "XX-XX-XXXX", "NREGA": "NREGA", "CKYC": "CKYC", "EMAIL-1": "[email protected]", "ADDRESS-1": "", "ADDRESS-2": "", "ADDRESS-3": "", "PHONE-1": "XXXXXXXX92" }, "PERSONAL-INFO-VARIATION": { "NAME-VARIATIONS": [ { "VARIATION": { "VALUE": "SXXXXXXXX AXXXXX", "REPORTED-DATE": "XX-XX-XXXX" } } ], "ADDRESS-VARIATIONS": [ { "VARIATION": { "VALUE": "51 1 PXXXXXXXXXX SXXXXX TXXXXXXXXX NXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX 6XXXXX 6XXXXX XXX", "REPORTED-DATE": "XX-XX-XXXX" } } ], "PAN-VARIATIONS": [ { "VARIATION": { "VALUE": "DXXXXXXXXX", "REPORTED-DATE": "XX-XX-XXXX" } } ], "UID-VARIATIONS": [], "OTHER-ID-VARIATIONS": [], "DRIVING-LICENSE-VARIATIONS": [], "DATE-OF-BIRTH-VARIATIONS": [ { "VARIATION": { "VALUE": "XX-XX-XXXX", "REPORTED-DATE": "XX-XX-XXXX" } } ], "VOTER-ID-VARIATIONS": [], "PASSPORT-VARIATIONS": [], "PHONE-NUMBER-VARIATIONS": [ { "VARIATION": { "VALUE": "XXXXXXXX92", "REPORTED-DATE": "XX-XX-XXXX" } } ], "RATION-CARD-VARIATIONS": [], "EMAIL-VARIATIONS": [] }, "SECONDARY-MATCHES": [], "ACCOUNTS-SUMMARY": { "DERIVED-ATTRIBUTES": { "INQURIES-IN-LAST-SIX-MONTHS": 0, "LENGTH-OF-CREDIT-HISTORY-YEAR": 0, "LENGTH-OF-CREDIT-HISTORY-MONTH": 8, "AVERAGE-ACCOUNT-AGE-YEAR": 0, "AVERAGE-ACCOUNT-AGE-MONTH": 8, "NEW-ACCOUNTS-IN-LAST-SIX-MONTHS": 0, "NEW-DELINQ-ACCOUNT-IN-LAST-SIX-MONTHS": 0 }, "PRIMARY-ACCOUNTS-SUMMARY": { "PRIMARY-NUMBER-OF-ACCOUNTS": 2, "PRIMARY-ACTIVE-NUMBER-OF-ACCOUNTS": 2, "PRIMARY-OVERDUE-NUMBER-OF-ACCOUNTS": 0, "PRIMARY-SECURED-NUMBER-OF-ACCOUNTS": 0, "PRIMARY-UNSECURED-NUMBER-OF-ACCOUNTS": 2, "PRIMARY-UNTAGGED-NUMBER-OF-ACCOUNTS": 0, "PRIMARY-CURRENT-BALANCE": "2,248", "PRIMARY-SANCTIONED-AMOUNT": "25,000", "PRIMARY-DISBURSED-AMOUNT": "25,000" }, "SECONDARY-ACCOUNTS-SUMMARY": { "SECONDARY-NUMBER-OF-ACCOUNTS": 0, "SECONDARY-ACTIVE-NUMBER-OF-ACCOUNTS": 0, "SECONDARY-OVERDUE-NUMBER-OF-ACCOUNTS": 0, "SECONDARY-SECURED-NUMBER-OF-ACCOUNTS": 0, "SECONDARY-UNSECURED-NUMBER-OF-ACCOUNTS": 0, "SECONDARY-UNTAGGED-NUMBER-OF-ACCOUNTS": 0, "SECONDARY-CURRENT-BALANCE": "0", "SECONDARY-SANCTIONED-AMOUNT": "0", "SECONDARY-DISBURSED-AMOUNT": "0" } }, "RESPONSES": [ { "RESPONSE": { "LOAN-DETAILS": { "ACCT-NUMBER": "NXXXXXXXXXXXXXXXX", "CREDIT-GUARANTOR": "KXXXXXXXXXXX VXXXXX BXXX", "ACCT-TYPE": "Consumer Loan", "DATE-REPORTED": "XX-XX-XXXX", "OWNERSHIP-IND": "Individual", "ACCOUNT-STATUS": "Active", "DISBURSED-AMT": "20,000", "DISBURSED-DT": "XX-XX-XXXX", "LAST-PAYMENT-DATE": "XX-XX-XXXX", "OVERDUE-AMT": "0", "WRITE-OFF-AMT": "0", "CURRENT-BAL": "1,798", "COMBINED-PAYMENT-HISTORY": "Feb:2024,000/STD|Jan:2024,000/STD|Dec:2023,000/STD|Nov:2023,000/STD|Oct:2023,000/STD|Sep:2023,000/STD|Aug:2023,000/STD|Jul:2023,000/STD|Jun:2023,000/STD|", "MATCHED-TYPE": "PRIMARY", "LINKED-ACCOUNTS": [], "SECURITY-DETAILS": [], "REPAYMENT-TENURE": "0" } } }, { "RESPONSE": { "LOAN-DETAILS": { "ACCT-NUMBER": "NXXXXXXXXXXXXXXXX", "CREDIT-GUARANTOR": "CXXXXXXXX FXXXXXXXX SXXXXXXXXXXX PXXXXXXXX LXXXXXXX", "ACCT-TYPE": "Consumer Loan", "DATE-REPORTED": "XX-XX-XXXX", "OWNERSHIP-IND": "Individual", "ACCOUNT-STATUS": "Active", "DISBURSED-AMT": "5,000", "DISBURSED-DT": "XX-XX-XXXX", "LAST-PAYMENT-DATE": "XX-XX-XXXX", "OVERDUE-AMT": "0", "WRITE-OFF-AMT": "0", "CURRENT-BAL": "450", "COMBINED-PAYMENT-HISTORY": "Feb:2024,000/STD|Jan:2024,000/STD|Dec:2023,000/STD|Nov:2023,000/STD|Oct:2023,000/STD|Sep:2023,000/STD|Aug:2023,000/STD|Jul:2023,000/STD|Jun:2023,000/STD|", "MATCHED-TYPE": "PRIMARY", "LINKED-ACCOUNTS": [], "SECURITY-DETAILS": [], "REPAYMENT-TENURE": "0" } } } ], "SCORES": [ { "SCORE": { "SCORE-TYPE": "PXXXXXXXX CXXXXXXXXX 2.0", "SCORE-VALUE": "XXX", "SCORE-FACTORS": "SF03|SF11|SF16|SF25|" } } ], "PRINTABLE-REPORT": { "TYPE": "", "FILE-NAME": "", "CONTENT": "" }, "EMPLOYMENT-DETAILS": [ { "EMPLOYMENT-DETAIL": {} } ] } }, "message": "Generated" }