Table of contents

Experian Credit Report

Use this sync API to pull the Experian credit report of a user.

API URL: https://api.bulkpe.in/client/getExperianReport

Method: POST

Auth: Please refer to the Authorization page.

{ "phone": "979XXXXX90", "email": "", //optional "pan": "HARXSXXXXL", "firstName": "User-First-name", "lastName": "User-Last-name", "reference": "Unique-reference-number-to-avoid-duplicates" }

For understanding (Master List of Glossary) refer to this API.

{ "status": true, "statusCode": 200, "data": { "Header": { "SystemCode": 0, "MessageText": "", "ReportDate": 20240514, "ReportTime": 103456 }, "UserMessage": { "UserMessageText": "Normal Response" }, "CreditProfileHeader": { "ReportDate": 20240514, "ReportTime": 103456, "Version": "V2.4", "ReportNumber": 1715663096781 }, "Current_Application": { "Current_Application_Details": { "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0, "Current_Applicant_Details": { "Last_Name": "ss", "First_Name": "shanaya", "Middle_Name1": "", "Middle_Name2": "", "Middle_Name3": "", "Gender_Code": 2, "IncomeTaxPan": "QAGPJ4289A", "Date_Of_Birth_Applicant": 19870811, "Telephone_Number_Applicant_1st": "", "Telephone_Extension": "", "Telephone_Type": "", "MobilePhoneNumber": 9295390874, "EMailId": "" }, "Current_Other_Details": { "Income": 0, "Marital_Status": "", "Employment_Status": "", "Time_with_Employer": "", "Number_of_Major_Credit_Card_Held": "" }, "Current_Applicant_Address_Details": { "FlatNoPlotNoHouseNo": "CHINAR4 CHS", "BldgNoSocietyName": "", "RoadNoNameAreaLocality": "", "City": "Mumbai", "Landmark": "", "State": 27, "PINCode": 400004, "Country_Code": "IB" }, "Current_Applicant_Additional_AddressDetails": "" } }, "CAIS_Account": { "CAIS_Summary": { "Credit_Account": { "CreditAccountTotal": 3, "CreditAccountActive": 3, "CreditAccountDefault": 0, "CreditAccountClosed": 0, "CADSuitFiledCurrentBalance": 0 }, "Total_Outstanding_Balance": { "Outstanding_Balance_Secured": 2000000, "Outstanding_Balance_Secured_Percentage": 33, "Outstanding_Balance_UnSecured": 4000000, "Outstanding_Balance_UnSecured_Percentage": 67, "Outstanding_Balance_All": 6000000 } }, "CAIS_Account_DETAILS": [ { "Identification_Number": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXX0S04", "Portfolio_Type": "I", "Account_Type": 1, "Open_Date": 20220615, "Credit_Limit_Amount": "", "Highest_Credit_or_Original_Loan_Amount": 2000000, "Terms_Duration": "", "Terms_Frequency": "", "Scheduled_Monthly_Payment_Amount": "", "Account_Status": 11, "Payment_Rating": "?", "Payment_History_Profile": "????????????????????????????????????", "Special_Comment": "", "Current_Balance": 1000000, "Amount_Past_Due": "", "Original_Charge_Off_Amount": "", "Date_Reported": 20230510, "Date_of_First_Delinquency": "", "Date_Closed": "", "Date_of_Last_Payment": "", "SuitFiledWillfulDefaultWrittenOffStatus": "", "SuitFiled_WillfulDefault": "", "Written_off_Settled_Status": "", "Value_of_Credits_Last_Month": "", "Occupation_Code": "", "Settlement_Amount": "", "Value_of_Collateral": "", "Type_of_Collateral": "", "Written_Off_Amt_Total": "", "Written_Off_Amt_Principal": "", "Rate_of_Interest": "", "Repayment_Tenure": 0, "Promotional_Rate_Flag": "", "Income": "", "Income_Indicator": "", "Income_Frequency_Indicator": "", "DefaultStatusDate": "", "LitigationStatusDate": "", "WriteOffStatusDate": "", "DateOfAddition": 20230410, "CurrencyCode": "INR", "Subscriber_comments": "", "Consumer_comments": "", "AccountHoldertypeCode": 1, "CAIS_Account_History": [ { "Year": 2023, "Month": 5, "Days_Past_Due": "", "Asset_Classification": "?" }, { "Year": 2023, "Month": 4, "Days_Past_Due": "", "Asset_Classification": "?" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "SHANAYA", "First_Name_Non_Normalized": "JEH", "Middle_Name_1_Non_Normalized": "", "Middle_Name_2_Non_Normalized": "", "Middle_Name_3_Non_Normalized": "", "Alias": "", "Gender_Code": 2, "Income_TAX_PAN": "QAGPJ4289A", "Date_of_birth": 19870811 } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "CHINAR4 CHS", "Second_Line_Of_Address_non_normalized": "SV RAOD 4", "Third_Line_Of_Address_non_normalized": "", "City_non_normalized": "", "Fifth_Line_Of_Address_non_normalized": "", "State_non_normalized": 27, "ZIP_Postal_Code_non_normalized": 400004, "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "", "Residence_code_non_normalized": "" } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": 9295390874, "Telephone_Type": "", "Telephone_Extension": "", "Mobile_Telephone_Number": "", "FaxNumber": "", "EMailId": "" } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "QAGPJ4289A", "EMailId": "" } ] }, { "Identification_Number": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXX0S62", "Portfolio_Type": "M", "Account_Type": 2, "Open_Date": 20220615, "Credit_Limit_Amount": "", "Highest_Credit_or_Original_Loan_Amount": 1500000, "Terms_Duration": "", "Terms_Frequency": "", "Scheduled_Monthly_Payment_Amount": "", "Account_Status": 93, "Payment_Rating": 2, "Payment_History_Profile": "N", "Special_Comment": "", "Current_Balance": 1000000, "Amount_Past_Due": 4500000, "Original_Charge_Off_Amount": "", "Date_Reported": 20230210, "Date_of_First_Delinquency": "", "Date_Closed": "", "Date_of_Last_Payment": "", "SuitFiledWillfulDefaultWrittenOffStatus": "", "SuitFiled_WillfulDefault": 1, "Written_off_Settled_Status": "", "Value_of_Credits_Last_Month": "", "Occupation_Code": "", "Settlement_Amount": "", "Value_of_Collateral": "", "Type_of_Collateral": "", "Written_Off_Amt_Total": "", "Written_Off_Amt_Principal": "", "Rate_of_Interest": "", "Repayment_Tenure": 0, "Promotional_Rate_Flag": "", "Income": "", "Income_Indicator": "", "Income_Frequency_Indicator": "", "DefaultStatusDate": "", "LitigationStatusDate": "", "WriteOffStatusDate": "", "DateOfAddition": 20230210, "CurrencyCode": "INR", "Subscriber_comments": "", "Consumer_comments": "", "AccountHoldertypeCode": 1, "CAIS_Account_History": [ { "Year": 2023, "Month": 2, "Days_Past_Due": 67, "Asset_Classification": "S" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "SHANAYA", "First_Name_Non_Normalized": "JEH", "Middle_Name_1_Non_Normalized": "", "Middle_Name_2_Non_Normalized": "", "Middle_Name_3_Non_Normalized": "", "Alias": "", "Gender_Code": 2, "Income_TAX_PAN": "QAGPJ4289A", "Date_of_birth": 19870811 } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "CHINAR4 CHS", "Second_Line_Of_Address_non_normalized": "SV RAOD 4", "Third_Line_Of_Address_non_normalized": "", "City_non_normalized": "", "Fifth_Line_Of_Address_non_normalized": "", "State_non_normalized": 27, "ZIP_Postal_Code_non_normalized": 400003, "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "", "Residence_code_non_normalized": "" } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": 9295390874, "Telephone_Type": "", "Telephone_Extension": "", "Mobile_Telephone_Number": "", "FaxNumber": "", "EMailId": "" } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "QAGPJ4289A", "EMailId": "" } ] }, { "Identification_Number": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Account_Number": "XXXXXXXXDP02", "Portfolio_Type": "I", "Account_Type": 5, "Open_Date": 20220615, "Credit_Limit_Amount": "", "Highest_Credit_or_Original_Loan_Amount": 5600000, "Terms_Duration": "", "Terms_Frequency": "", "Scheduled_Monthly_Payment_Amount": "", "Account_Status": 89, "Payment_Rating": 4, "Payment_History_Profile": "4?44????????????????????????????????", "Special_Comment": "", "Current_Balance": 4000000, "Amount_Past_Due": 1000000, "Original_Charge_Off_Amount": "", "Date_Reported": 20230520, "Date_of_First_Delinquency": "", "Date_Closed": "", "Date_of_Last_Payment": "", "SuitFiledWillfulDefaultWrittenOffStatus": "", "SuitFiled_WillfulDefault": 2, "Written_off_Settled_Status": "", "Value_of_Credits_Last_Month": "", "Occupation_Code": "", "Settlement_Amount": "", "Value_of_Collateral": "", "Type_of_Collateral": "", "Written_Off_Amt_Total": "", "Written_Off_Amt_Principal": "", "Rate_of_Interest": "", "Repayment_Tenure": 0, "Promotional_Rate_Flag": "", "Income": "", "Income_Indicator": "", "Income_Frequency_Indicator": "", "DefaultStatusDate": "", "LitigationStatusDate": "", "WriteOffStatusDate": "", "DateOfAddition": 20230120, "CurrencyCode": "INR", "Subscriber_comments": "", "Consumer_comments": "", "AccountHoldertypeCode": 1, "CAIS_Account_History": [ { "Year": 2023, "Month": 5, "Days_Past_Due": 120, "Asset_Classification": "?" }, { "Year": 2023, "Month": 4, "Days_Past_Due": 120, "Asset_Classification": "?" }, { "Year": 2023, "Month": 2, "Days_Past_Due": 120, "Asset_Classification": "?" }, { "Year": 2023, "Month": 1, "Days_Past_Due": 120, "Asset_Classification": "?" } ], "CAIS_Holder_Details": [ { "Surname_Non_Normalized": "SHANAYA", "First_Name_Non_Normalized": "JEH", "Middle_Name_1_Non_Normalized": "", "Middle_Name_2_Non_Normalized": "", "Middle_Name_3_Non_Normalized": "", "Alias": "", "Gender_Code": 2, "Income_TAX_PAN": "QAGPJ4289A", "Date_of_birth": 19870811 } ], "CAIS_Holder_Address_Details": [ { "First_Line_Of_Address_non_normalized": "CHINAR4 CHS", "Second_Line_Of_Address_non_normalized": "SV RAOD 4", "Third_Line_Of_Address_non_normalized": "", "City_non_normalized": "", "Fifth_Line_Of_Address_non_normalized": "", "State_non_normalized": 27, "ZIP_Postal_Code_non_normalized": 400003, "CountryCode_non_normalized": "IB", "Address_indicator_non_normalized": "", "Residence_code_non_normalized": "" } ], "CAIS_Holder_Phone_Details": [ { "Telephone_Number": 9295390874, "Telephone_Type": "", "Telephone_Extension": "", "Mobile_Telephone_Number": "", "FaxNumber": "", "EMailId": "" } ], "CAIS_Holder_ID_Details": [ { "Income_TAX_PAN": "QAGPJ4289A", "EMailId": "" } ] } ] }, "Match_result": { "Exact_match": "Y" }, "TotalCAPS_Summary": { "TotalCAPSLast7Days": 103, "TotalCAPSLast30Days": 103, "TotalCAPSLast90Days": 115, "TotalCAPSLast180Days": 156 }, "CAPS": { "CAPS_Summary": { "CAPSLast7Days": 3, "CAPSLast30Days": 3, "CAPSLast90Days": 15, "CAPSLast180Days": 56 }, "CAPS_Application_Details": [ { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240508, "ReportTime": 103456, "ReportNumber": 1715163808507, "Enquiry_Reason": 13, "Finance_Purpose": 99, "Amount_Financed": 30000, "Duration_Of_Agreement": 0 }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240508, "ReportTime": 103456, "ReportNumber": 1715162067737, "Enquiry_Reason": 13, "Finance_Purpose": 99, "Amount_Financed": 30000, "Duration_Of_Agreement": 0 }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20230705, "ReportTime": 103456, "ReportNumber": 1688538525452, "Enquiry_Reason": 1, "Finance_Purpose": 1, "Amount_Financed": 30000, "Duration_Of_Agreement": 1 } ] }, "NonCreditCAPS": { "NonCreditCAPS_Summary": { "NonCreditCAPSLast7Days": 100, "NonCreditCAPSLast30Days": 100, "NonCreditCAPSLast90Days": 100, "NonCreditCAPSLast180Days": 100 }, "CAPS_Application_Details": [ { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240514, "ReportTime": 103456, "ReportNumber": 1715663095996, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0 }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240511, "ReportTime": 103456, "ReportNumber": 1715431704301, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0 }, { "Subscriber_code": "OTHXXXXXXXX", "Subscriber_Name": "XXXXXXXXXX", "Date_of_Request": 20240509, "ReportTime": 103456, "ReportNumber": 1715248007296, "Enquiry_Reason": 99, "Finance_Purpose": 99, "Amount_Financed": 0, "Duration_Of_Agreement": 0 } ] }, "SCORE": { "FCIREXScore": 582, "FCIREXScoreConfidLevel": "" } }, "message": "Generated" }

API URL: https://api.bulkpe.in/client/getExperianReportCode

Method: POST

Auth: Please refer to the Authorization page.

Body: No Body

{ "status": true, "statusCode": 200, "data": { "Enquiry_Reason": { "1": "Agriculture Loan", "2": "Auto Loan", "3": "Business Loan", "4": "Commercial Vehicle Loans", "5": "Construction Equipment loan", "6": "Consumer Loan", "7": "Credit Card", "8": "Education Loan", "9": "Leasing", "10": "Loan against collateral", "11": "Microfinance", "12": "Non-funded Credit Facility", "13": "Personal Loan", "14": "Property Loan", "15": "Telecom", "16": "Two/Three Wheeler Loan", "17": "Working Capital Loan ", "18": "Consumer Loan", "19": "Credit Review", "99": "Others" }, "Finance_Purpose": { "1": "Agricultural Machinery", "2": "Animal Husbandry", "3": "Aquaculture", "4": "Biogas Plant", "5": "Crop Loan", "6": "Horticulture", "7": "Irrigation System", "8": "New Car", "9": "Overdraft against Car", "10": "Used Car", "11": "General", "12": "Small & Medium Business", "13": "Professionals", "14": "Trade", "15": "Bus", "16": "Tempo", "17": "Tipper", "18": "Truck", "20": "Forklift", "21": "Wheel Loaders", "22": "Consumer Search", "23": "Credit Card", "24": "Fleet Card", "25": "For Working Executives", "26": "Study Abroad", "27": "Study in India", "28": "Leasing", "29": "Bank Deposits", "30": "Gold", "31": "Govt. Bonds / PPF / NSC / KVP / FD", "32": "Shares and Mutual Funds", "33": "Business Loan", "34": "Housing Loan", "35": "Personal Loan", "36": "Agriculture", "37": "General", "38": "Small Business", "39": "Computers / Laptops", "40": "Consumer Durables", "41": "Marriage / Religious Ceremonies", "42": "Travel", "43": "Balance Transfer", "44": "Home Improvement / Extension", "45": "Land", "46": "Lease Rental Discounting", "47": "Loan against Property", "48": "New Home", "49": "Office Premises", "50": "Under construction", "51": "Broadband", "52": "Landline", "53": "Mobile", "54": "Three Wheeler", "55": "Two Wheeler", "56": "Cash credit facility", "57": "Overdraft", "58": "Term Loan", "60": "Microfinance Detailed Report", "61": "Summary Report", "62": "VB OLM Retrieval Service", "63": "Account Review", "64": "Retro Enquiry", "65": "Locate Plus", "66": "Consumer Search Loan", "67": "Indicative Report", "68": "Consumer Search Loan", "69": "Bank OLM Retrieval Service", "70": "Adviser Liability", "71": "Secured (Account Group for Portfolio Review response)", "72": "Unsecured (Account Group for Portfolio Review response)", "99": "Others" }, "Terms_Frequency": { "D": "Daily", "P": "Single payment loan", "W": "Weekly", "B": "Bi-Weekly", "E": "Semi-monthly", "M": "Monthly", "L": "2 monthly (bimonthly)", "Q": "3 monthly (quarterly)", "T": "Triannualy", "HY": "Half-Yearly", "Y": "Yearly", "X": "Variable", "U": "Unknown", "OD": "On-demand", "BP": "Bullet Payment" }, "Gender_Code": { "1": "Male", "2": "Female", "3": "Transgender" }, "State": { "10": "BIHAR", "11": "SIKKIM", "12": "ARUNACHAL PRADESH", "13": "NAGALAND", "14": "MANIPUR", "15": "MIZORAM", "16": "TRIPURA", "17": "MEGHALAYA", "18": "ASSAM", "19": "WEST BENGAL", "20": "JHARKHAND", "21": "ORRISA", "22": "CHHATTISGARH", "23": "MADHYA PRADESH", "24": "GUJRAT", "25": "DAMAN and DIU", "26": "DADARA and NAGAR HAVELI", "27": "MAHARASHTRA", "28": "ANDHRA PRADESH", "29": "KARNATAKA", "30": "GOA", "31": "LAKSHADWEEP", "32": "KERALA", "33": "TAMIL NADU", "34": "PONDICHERRY", "35": "ANDAMAN and NICOBAR ISLANDS", "36": "TELANGANA", "99": "APO Address", "01": "JAMMU and KASHMIR", "02": "HIMACHAL PRADESH", "03": "PUNJAB", "04": "CHANDIGARH", "05": "UTTRANCHAL", "06": "HARAYANA", "07": "DELHI", "08": "RAJASTHAN", "09": "UTTAR PRADESH" }, "Marital_Status": { "1": "Single", "2": "Married", "3": "Widow/Widower", "4": "Divorced", "blank": "" }, "Employment_Status": { "blank": "blank", "S": "Salaried", "N": "Non-Salaried", "E": "Self-employed", "P": "Self-employed Professional", "U": "Unemployed" }, "Account_Type": { "1": "AUTO LOAN", "2": "HOUSING LOAN", "3": "PROPERTY LOAN", "4": "LOAN AGAINST SHARES/SECURITIES", "5": "PERSONAL LOAN", "6": "CONSUMER LOAN", "7": "GOLD LOAN", "8": "EDUCATIONAL LOAN", "9": "LOAN TO PROFESSIONAL", "10": "CREDIT CARD", "11": "LEASING", "12": "OVERDRAFT", "13": "TWO-WHEELER LOAN", "14": "NON-FUNDED CREDIT FACILITY", "15": "LOAN AGAINST BANK DEPOSITS", "16": "FLEET CARD", "17": "Commercial Vehicle Loan", "18": "Telco - Wireless", "19": "Telco - Broadband", "20": "Telco - Landline", "23": "GECL Secured", "24": "GECL Unsecured", "31": "Secured Credit Card", "32": "Used Car Loan", "33": "Construction Equipment Loan", "34": "Tractor Loan", "35": "Corporate Credit Card", "36": "Kisan Credit Card", "37": "Loan on Credit Card", "38": "Prime Minister Jaan Dhan Yojana - Overdraft", "39": "Mudra Loans - Shishu / Kishor / Tarun", "40": "Microfinance - Business Loan", "41": "Microfinance - Personal Loan", "42": "Microfinance - Housing Loan", "43": "Microfinance - Others", "44": "Pradhan Mantri Awas Yojana - Credit Link Subsidy Scheme MAY CLSS", "45": "P2P Personal Loan", "46": "P2P Auto Loan", "47": "P2P Education Loan", "50": "Business Loan - Secured", "51": "BUSINESS LOAN - GENERAL", "52": "BUSINESS LOAN -PRIORITY SECTOR - SMALL BUSINESS", "53": "BUSINESS LOAN -PRIORITY SECTOR - AGRICULTURE", "54": "BUSINESS LOAN -PRIORITY SECTOR - OTHERS", "55": "BUSINESS NON-FUNDED CREDIT FACILITY - GENERAL", "56": "BUSINESS NON-FUNDED CREDIT FACILITY - PRIORITY SECTOR - SMALL BUSINESS", "57": "BUSINESS NON-FUNDED CREDIT FACILITY - PRIORITY SECTOR - AGRICULTURE", "58": "BUSINESS NON-FUNDED CREDIT FACILITY - PRIORITY SECTOR - OTHERS", "59": "BUSINESS LOANS AGAINST BANK DEPOSITS", "60": "Staff Loan", "61": "Business Loan - Unsecured", "69": "Short Term Personal Loan [Unsecured]", "70": "Priority Sector Gold Loan [Secured]", "71": "Temporary Overdraft [Unsecured]", "blank": "", "00": "Others" }, "Account_Status": { "11": "ACTIVE", "12": "CLOSED", "13": "CLOSED", "14": "CLOSED", "15": "CLOSED", "16": "CLOSED", "17": "CLOSED", "21": "ACTIVE", "22": "ACTIVE", "23": "ACTIVE", "24": "ACTIVE", "25": "ACTIVE", "30": "Restructured", "31": "Restructured Loan (Govt. Mandated)", "32": "Settled", "33": "Post (WO) Settled", "34": "Account Sold", "35": "Written Off and Account Sold", "36": "Account Purchased", "37": "Account Purchased and Written Off", "38": "Account Purchased and Settled", "39": "Account Purchased and Restructured", "40": "Status Cleared", "41": "Restructured Loan", "42": "Restructured Loan (Govt. Mandated)", "43": "Written-off", "44": "Settled", "45": "Post (WO) Settled", "46": "Account Sold", "47": "Written Off and Account Sold", "48": "Account Purchased", "49": "Account Purchased and Written Off", "50": "Account Purchased and Settled", "51": "Account Purchased and Restructured", "52": "Status Cleared", "53": "Suit Filed", "54": "Suit Filed and Written-off", "55": "Suit Filed and Settled", "56": "Suit Filed and Post (WO) Settled", "57": "Suit Filed and Account Sold", "58": "Suit Filed and Written Off and Account Sold", "59": "Suit Filed and Account Purchased", "60": "Suit Filed and Account Purchased and Written Off", "61": "Suit Filed and Account Purchased and Settled", "62": "Suit Filed and Account Purchased and Restructured", "63": "Suit Filed and Status Cleared", "64": "Wilful Default and Restructured Loan", "65": "Wilful Default and Restructured Loan (Govt. Mandated)", "66": "Wilful Default and Settled", "67": "Wilful Default and Post (WO) Settled", "68": "Wilful Default and Account Sold", "69": "Wilful Default and Written Off and Account Sold", "70": "Wilful Default and Account Purchased", "71": "ACTIVE", "72": "Wilful Default and Account Purchased and Written Off", "73": "Wilful Default and Account Purchased and Settled", "74": "Wilful Default and Account Purchased and Restructured", "75": "Wilful Default and Status Cleared", "76": "Suit filed (Wilful default) and Restructured", "77": "Suit filed (Wilful default) and Restructured Loan (Govt. Mandated)", "78": "ACTIVE", "79": "Suit filed (Wilful default) and Settled", "80": "ACTIVE", "81": "Suit filed (Wilful default) and Post (WO) Settled", "82": "ACTIVE", "83": "ACTIVE", "84": "ACTIVE", "85": "Suit filed (Wilful default) and Account Sold", "86": "Suit filed (Wilful default) and Written Off and Account Sold", "87": "Suit filed (Wilful default) and Account Purchased", "88": "Suit filed (Wilful default) and Account Purchased and Written Off", "89": "Wilful default", "90": "Suit filed (Wilful default) and Account Purchased and Restructured", "91": "Suit filed (Wilful default) and Status Cleared", "93": "Suit Filed(Wilful default)", "94": "Suit filed (Wilful default) and Account Purchased and Settled", "97": "Suit Filed(Wilful Default) and Written-off", "130": "Restructured due to COVID-19", "131": "Restructured due to natural calamity", "132": "Post Write Off Closed", "133": "Restructured & Closed", "134": "Auctioned & Settled", "135": "Repossessed & Settled", "136": "Guarantee Invoked", "137": "Entity ceased while account was open", "138": "Entity ceased while account was closed", "00": "No Suit Filed", "DEFAULTVALUE": "ACTIVE" }, "AccountHoldertypeCode": { "1": "Individual", "2": "Joint", "3": "Authorized User", "7": "Guarantor", "blank": "", "Z": "Deceased" }, "Identification_Number": { "PU": "BANK", "PV": "BANK", "FO": "BANK", "RR": "BANK", "CO": "BANK", "NB": "NBFC", "HF": "HOUSING FINANCE COMPANY", "TE": "TELECOM", "IN": "INSURANCE", "MF": "MICROFINANCE INSTITUTION", "CR": "CREDIT RATING AGENCY" }, "Payment_History_Profile": { "0": "0–29 days past the due date", "1": "30-59 days past the due date", "2": "60-89 days past the due date", "3": "90-119 days past the due date", "4": "120-149 days past the due date", "5": "150-179 days past the due date", "6": "180 or more days past the due date", "N": "Value not available", "S": "Asset Classification is Standard", "B": "Asset Classification is Substandard", "D": "Asset Classification is Doubtful", "M": "Asset Classification is Special Mention Account", "L": "Asset Classification is Loss" }, "Asset_Classification": { "0": "0–29 days past the due date", "1": "30-59 days past the due date", "2": "60-89 days past the due date", "3": "90-119 days past the due date", "4": "120-149 days past the due date", "5": "150-179 days past the due date", "6": "180 or more days past the due date", "N": "Value not available", "S": "Asset Classification is Standard", "B": "Asset Classification is Substandard", "D": "Asset Classification is Doubtful", "M": "Asset Classification is Special Mention Account", "L": "Asset Classification is Loss" }, "SuitFiledWillfulDefaultWrittenOffStatus": { "00": "Restructured", "01": "Suit Filed", "02": "Wilful Default", "03": "Suit Filed (Wilful Default)", "04": "Written Off", "05": "Suit Filed & Written Off", "06": "Wilful Default & Written Off", "07": "Suit Filed (Wilful Default) & Written Off", "08": "Settled", "09": "Post (WO) Settled" }, "SuitFiled_WillfulDefault": { "0": "No Suit Filed", "1": "Suit Filed", "2": "Wilful Default", "3": "Suit Filed (Wilful Default)" }, "Written_off_Settled_Status": { "0": "Restructured Loan", "1": "Restructured Loan (Govt. Mandated)", "2": "Written-off", "3": "Settled", "4": "Post (WO) Settled", "5": "Account Sold", "6": "Written Off and Account Sold", "7": "Account Purchased", "8": "Account Purchased and Written Off", "9": "Account Purchased and Settled", "10": "Account Purchased and Restructured", "11": "Restructured due to Natural Calamity", "12": "Restructured due to COVID-19", "13": "Post Write Off Closed", "14": "Restructured & Closed", "15": "Auctioned & Settled", "16": "Repossessed & Settled", "17": "Guarantee Invoked", "99": "Clear Existing Status" }, "Type_of_Collateral": { "11": "Property", "12": "Gold", "13": "Shares", "14": "Saving Account and Fixed Deposit", "99": "No Collateral", "05": "Multiple Securities", "06": "Others" }, "Portfolio_Type": { "F": "Microfinance", "I": "Instalment Loans", "M": "Mortgage Loan", "L": "Open Lines of Credit", "R": "Revolving Credit", "S": "Single Payment Loans" } }, "message": "" }